We’re a Credit Union that knows the importance of understanding each member’s needs, and have served San Francisco and Bay Area merchants for over 70 years without compromising integrity or service.

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Our Credit Union Services

As a not-for-profit institution, we can offer our members a full range of financial products at low rates that banks can’t match.

• Business, Auto, and Personal Loans
• Home Equity Lines of Credit
• VISA Classic, Gold, and Platinum
• Free unlimited online bill pay
• Free TouchTone Banking
• 1st and 2nd Mortgages
• Nationwide ATM and Shared Branch
Networks

We at the Embarcadero Federal Credit Union have always had one goal in mind – to offer our members superior products without compromising quality of service. We understand the unique challenges that San Francisco merchants face, and are here to help business owners and their employees realize their potential no matter how varied their needs are.

All profit, after expenses, goes back to our members in the form of lower rates that most often beat those of a traditional bank, giving our members advantages they won’t find anywhere else.

With our branch in the Financial District, an additional location in Hayes Valley (near Civic Center) , and a nationwide network of ATM’s and Shared Branches, we’re an ideal choice for any business owner who seeks a team of professionals to serve their interests. We’re personally invested in your success, and will be there with you every step of the way.

Joining is simple. Just call Jasmine Bina at (415) 765-6850 x 7710 or Judi Diana at (415) 765-6850 x 7735 and join our team today.

Embarcadero Federal Credit Union
On Course With Your Future